What is a Homeowner’s Warranty, and Is It Useful? (Pt 2)
Continued…
There are some basic things that simply are not covered by homeowner’s warranties, unless specifically mentioned. Sprinklers and other outdoor items aren’t covered, permit fees, hiring people to haul away debris, and not all plans will cover things like a washer and drier, or a garage door opener.
There are reasons why you may be denied coverage, improper installation of appliances, or systems, unusual wear, and not doing regular maintenance. There are many things usually covered by homeowner’s warranties, anything from air conditioning, or heating, to electrical systems, and things like stoves, or telephone wiring. This coverage varies from state to state, so you should check with your local insurance agent.
If you have any problems with your homeowner’s warranty and can’t get it resolved through the insurance broker, your realtor may be able to smooth things over and get you what you want. You just have to make sure that if you feel something should have been covered, and you did everything you were supposed to do, make sure you don’t take no for an answer. If something was altered, and you didn’t do it, it may have been something the inspector missed that the previous owner had modified.
If you’re ever shopping for a Boulder area home, and need help shopping for the best home-warranty, be sure to visit automatedhomefinder.com